Loan Interest Rates
For Fresh Loan Sanctioned Only
Effective from 01.07.2024
| SI.No. | Particulars | Rate |
|---|---|---|
| A | AGRICULTURE & ALLIED Activities | |
| 1. | Kissan Credit Card (KCC) | 7.00% * |
| 2. | Working Capital & Term Loan | |
| a. Upto Rs. 5,00,000/- | 10.00% | |
| b. Above Rs. 5,00,000/- | 11.00% | |
| B | Small & Medium Enterprise (SME) | |
| 1. | Cash Credit (SBF / SSI) | |
| a. Upto Rs. 10,00,000/- | 12.50% | |
| b. Above Rs. 10,00,000/- | 13.00% | |
| 2. | Term Loans (SBF / SSI) | |
| a. Upto Rs. 10,00,000/- | 12.50% | |
| b. Above Rs. 10,00,000/- | 13.00% | |
| C | Other Priority Sector Advances | |
| 1. | All Public Vehicle Loans (RTO) | 12.00% |
| 2. | Housing Loan (Upto Rs. 25,00,000/-) | |
| a. Salaried | 10.00% | |
| b. Non-Salaried | 12.00% | |
| 3. | Education Loan | 12.00% |
| 4. | NMDFC | 7.00% |
| D | Non-Priority Sector Advances | |
| 1. | Personal Loan | |
| a. Upto Rs. 10,00,000/- | 12.25% | |
| b. Above Rs. 10,00,000/- | 13.00% | |
| 2 | Festival Loan | 12.00% |
| 3 | Pensioner Loan | 12.50% |
| 4 | Car / Two wheeler Loan | 12.50% |
| 5 | Overdraft | 14.00% |
| 6 | Housing Loan (Above Rs. 25,00,000/-) | |
| a. Salaried | 11.00% | |
| b. Non – Salaried | 12.50% | |
| 7 | Church Loan | 10.00% |
| 8 | LOAN AGAINST DEPOSIT/DEMAND LOAN | 2.00% above FD Rate |
| E | Inter Branch/Head Office | 5.5% |
| F | Savings Bank | 2.35% |
